{"id":6435,"date":"2025-11-01T09:18:48","date_gmt":"2025-11-01T14:18:48","guid":{"rendered":"https:\/\/doorion.org\/?p=6435"},"modified":"2025-11-01T09:20:46","modified_gmt":"2025-11-01T14:20:46","slug":"%ec%9e%90%eb%85%80%eb%93%a4%ec%9d%80-%ec%9c%84%ed%95%9c-saving-account","status":"publish","type":"post","link":"https:\/\/doorion.org\/?p=6435","title":{"rendered":"\uc790\ub140\ub4e4\uc740 \uc704\ud55c Saving Accounts"},"content":{"rendered":"\n<table id=\"tablepress-14\" class=\"tablepress tablepress-id-14\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Account<\/th><th class=\"column-2\">\uae30\ubcf8\ubaa9\uc801<\/th><th class=\"column-3\">\uc138\uae08\ud61c\ud0dd<\/th><th class=\"column-4\">\uc18c\uc720\uc790<\/th><th class=\"column-5\">\ucd9c\uae08\uc81c\ud55c<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">529 Plan<\/td><td class=\"column-2\">\uc790\ub140 \ud559\uad50\uad50\uc721<\/td><td class=\"column-3\">\uc138\uae08\ub0b8\ud6c4 (After Tax) \uc218\uc785\uc73c\ub85c Funding, \uc774\ud6c4 \uc99d\uc2dd\ud55c \uc790\uc0b0\uc744 \uad50\uc721\ubaa9\uc801\uc73c\ub85c \uc0ac\uc6a9\uc2dc \ud0dd\uc2a4\uc5c6\uc74c. \uc77c\ubd80 \uc8fc\ub4e4\uc740 contribution \uc5d0 \ud55c\ud574\uc11c\ub3c4 \ud0dd\uc2a4\uacf5\uc81c \ud61c\ud0dd\uc801\uc6a9.<\/td><td class=\"column-4\">\ubd80\ubaa8<\/td><td class=\"column-5\">\ube44\uad50\uc721\ubaa9\uc801 \ucd9c\uae08\uc2dc \ud328\ub110\ud2f0\uc788\uc74c<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Custodial Roth IRA<\/td><td class=\"column-2\">\uc790\ub140 \uc740\ud1f4<\/td><td class=\"column-3\">\uc138\uae08\ub0b8\ud6c4 (After Tax) \uc218\uc785\uc73c\ub85c Funding, \uc774\ud6c4 \uc99d\uc2dd\ud55c \uc790\uc0b0\uc744 \uc740\ud1f4\uc5f0\ub839\uc774\ud6c4 \ucd9c\uae08\uc2dc \ud0dd\uc2a4\uc5c6\uc74c<\/td><td class=\"column-4\">\ubd80\ubaa8\uac00 \uc784\uc2dc\uad00\ub9ac, \uc131\uc778\uc774\ud6c4 \uc790\ub140\ub85c \uc774\uc804<\/td><td class=\"column-5\">\uc740\ud1f4\uc804 \ucd9c\uae08\uc2dc \uc785\uae08\uc678 \uc218\uc785\uc5d0 \ud55c\ud574 \ud328\ub110\ud2f0, \uc740\ud1f4\ud6c4 \ucd9c\uae08\uc2dc \ud328\ub110\ud2f0 \uc5c6\uc74c<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">UGMA\/ UTMA<\/td><td class=\"column-2\">\uc790\ub140 \uc77c\ubc18\uc790\uc0b0\uc99d\uc2dd<\/td><td class=\"column-3\">\uc138\uae08\ub0b8\ud6c4 (After Tax) \uc218\uc785\uc73c\ub85c Funding, \uc99d\uc2dd\ud55c \uc218\uc785\uc5d0 \uad00\ud574 \ubd80\ubaa8\uac00 \uc544\ub2cc \uc790\ub140\uc758 Tax Rate\uc744 (Kiddie Tax) \uc801\uc6a9\ud568\uc73c\ub85c \uc0c1\ub300\uc801\uc73c\ub85c \uc720\ub9ac\ud568.<\/td><td class=\"column-4\">\ubd80\ubaa8\uac00 \uc784\uc2dc\uad00\ub9ac, \uc131\uc778\uc774\ud6c4 \uc790\ub140\ub85c \uc774\uc804<\/td><td class=\"column-5\">\uc790\ub140\uac00 \uc131\uc778\uc774\ud6c4 \ucd9c\uae08\uc81c\ud55c\uc5c6\uc74c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-14 from cache 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